01
Connect your business
Tell us about your company, contracts and financing need. Securely provide the financial and receivables information needed for review.
Working capital built for federal contractors
Turn government receivables into growth capital.
GovClub is building a faster, simpler working-capital platform for government contractors—with transparent financing and a path for borrowers to participate in the value they help create.
Built for GovCon
Data-driven underwriting
Revolving access to capital
MY GOVCLUB
Capital at a glance
Illustrative
AVAILABLE TO DRAW
$137,500
Eligible A/R$308KAccepted & undisputed
Next expected payment12 daysIllustrative estimate
BORROW. GROW. OWN.
Borrower participation
Designed to reward long-term customers as GovClub grows.
Government contracts can grow quickly.Cash flow often does not.
Payroll and execution come first.Federal payment follows later.
Traditional credit can be slow.GovClub is designed around the contract.
How it works
Working capital without the traditional friction.
We are designing the process around government-contractor data, receivables and cash-flow needs—not a generic small-business lending workflow.
02
We evaluate the contract
GovClub combines government award data, receivable eligibility, financial information and structured underwriting to assess a facility.
03
Access a revolving line
Qualified borrowers can draw against available collateral as needs arise and repay as receivables convert to cash.
Why GovClub
Purpose-built for the federal contractor.
The objective is simple: combine government-contract expertise, automation and disciplined credit to make smaller working-capital facilities faster and more efficient.
GovCon-native
Underwriting centered on federal contracts, agencies, receivables and payment mechanics.
Technology-enabled
Data and automation reduce manual work while keeping judgment and final credit decisions human.
Transparent structure
Designed around a revolving line with clear pricing rather than confusing invoice-by-invoice economics.
Built to scale with you
As contracts and eligible receivables grow, the platform is designed to support increasing capital needs.
MYGovClub
Borrow
Grow
Own
Borrow. Grow. Own.
A lender that wants its best borrowers aligned with its success.
GovClub is exploring a borrower-participation program designed to reward long-term customers through benefits tied to their relationship with the platform.
We believe customers who help build GovClub should have the opportunity to participate in the value they help create—subject to final legal, tax and securities structuring.
The ownership program is under development. Nothing on this website constitutes an offer of securities or a promise of equity, distributions or investment returns.
Who we serve
Initially focused on service-heavy federal contractors.
IT & Cloud
Cybersecurity
Staffing
Professional Services
Engineering
Other Federal Services
Early access
Help us build the working-capital platform government contractors deserve.
GovClub is preparing for an initial pilot. Tell us about your company and financing needs to join the early-access list.
MyGovClub.com • Private company • Not affiliated with the U.S. Government